Tax advice needed pensions

[Oldsu]

Hi I reach pension age in March next year but will continue to work and I will also have a private pension. I am aware that the state pension will be gross, my DH pays his tax through his pension provider but am unsure if the extra tax I will pay will be through my employer or my pension provider, the first year my DH got his pensions he didn't pay tax and had his tax code changed for the next year, I want to avoid that so I pay the extra immediately, also I am aware that extra money will be paid this tax year so my code will change next tax year to get it back, how can ensure that I pay the tax I am due to pay but not pay put too much and maybe not able to get it back.

I think State Pension comes out of your tax allowance first, then your employment would get to use the remaining tax allowance.
I don't see any way of stopping that so your tax code in your employment would change.
Your private pension could be stopped from paying out... if you do not need the money leave it in the pension to compound.

When getting near retirement age it is a great time to get professional advice from a fixed fee financial planner. You need to look at drawdown options and how taxation affects the pension withdrawals and your employment.

Speak to HMRC (once your state pension starts) and ask them to change your employment PAYE coding notice to take account of the additional income you will be receiving.

You might not get it sorted in 2020/21, but you should get it done in April/May 2021 and therefore get it correct over the course of the tax year.

Have you got a Gov Gateway account? I can update anticipated income for the tax year on the HMRC app.