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Who pays for the car?

27 replies

MumChats · 27/10/2020 13:59

Long story short! DP and i are having a baby. He had a saloon car and decided to change it for a sports car - at the time i said a condition of him doing that was that he had to upgrade my car (mine, a 3-door runaround) for a more practical family car because getting rid of the saloon meant we no longer had a practical car.

Fine. When we started shopping for the upgrade, he suggested that we go halves, which seemed fair because although it's for the family, i'll use it more. So that was fine. We are part exing my car so i assumed my half of the balance would be less the part ex amount. But DP thought the part ex should be knocked off the price and we'd then split what was left. What do you think? It's a bit convoluted but i just wonder what is fair (ignoring the wider issue that we are having a baby and our finances are so separate which is a dilemma for another time)!

With figures to make it easier! Say it's an £8k car and we get £4k for mine. I was thinking that would effectively mean i pay nothing because i've put in £4k from my car. DP thinks we'd knock that off leaving £4k left and both then pay £2k.

OP posts:
MumChats · 02/11/2020 17:51

Thanks @FinallyHere for the good wishes. I don't have a plan B! But i can't contribute 50/50 as half our mortgage/bills is more than SMP. So he will have to pay more. He does already know that.

I'm less worried about those kind of costs (and childcare) as day to day living e.g. the car needing a pricey repair, booking flights for a holiday, the tumble dryer breaking, a toddler bed when the baby grows out of the cot type thing - large household expenses that are not automatically taken care of so we have to decide how to split them every time.

OP posts:
Mumbum2011 · 02/11/2020 18:01

Dh and I have separate finances, always have and we've been married 11 years- not an issue. We're both good earners but I now earn more than him. When I went on mat leave he paid more of the bills.
He also did give me 4k towards my new car recently as it is our main family car that's suitable for dc and dogs.

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