Cheque in joint names but separate accounts.

[LaDiDaDi]

Dp and I have been issued with a cheque in joint names buy the solicitors who acted for us when we moved over 18months ago! We only have separate accounts, we want to pay it into my account, can I do this just by putting it into the machine at the bank that accepts cheque deposits?

my friend had this problem after she married her hubby

she could not...
it was from some official organistaion and it was a nightmare cause she had to get the cheque changed , cause they wouldnt let ehr pay the cheque into her account.... (even though her hubby banked with same bank etc they just wouldnt do it... it was natwest btw)

You need to return the cheque to the company that sent it to you with a letter signed by both parties stating which name you want the cheque putting in.

It's a real faff, and it happened to us so regularly that we ended up opening a joint bank account anyway.

Open a joint account, much quicker and easier.

You can pay sole name cheques into joint accounts but not vice versa.

If it is from a solicitor you would have to return it to the solicitor with a letter from the other party stating that they are happy for it to be paid in under a sole name.

Thanks for your help everyone. I will have to send it back.

Surely, if you can both go to your bank branch, and your dp/dh takes some form of I.D. with him, and happily says yes, you can have the funds, they can do something with it.

If it was me, I'd ring the bank to ask.