Is this just too risky?

[User1478654]

Getting married in April, we last month finished saving and have the full amount we need.

Our ideal house has come up, at the worst time, in an area that rarely comes up. It will be our entire wedding savings. If we really scrimp and save, we may be able to do it but it would be very tight, and there is a risk we wouldn't quite have enough. If we max out credit cards or possibly take out a loan, then we'd do it but would then have a mortgage and debt.

We can't scale back the wedding, we're very much committed. Do we go for the house and just hope for the best, or do we miss out and just hope something eventually comes up again in this area?

It's such bad timing

How much money are you talking though? A loan of 2k or nearer 10k? If it was 2k I’d do it but if it’s a lot more than I’d leave the house.
In all honesty if i was paying to go to a destination wedding which is an ask in itself and then the couple cancelled it to buy a house then no I wouldn’t be understanding about losing the money and I’d think it was pretty selfish behaviour so I agree with you that the wedding can’t be changed.

Don't do it - unless you're prepared for a massive fall out with friends and family.

Plus it sounds very rash to rush into a house purchase when it wasn't part of your plan, sounds like it would be a financial struggle, and prices are in a bubble at the moment.

Stick to your plans and keep a level head.