I'm looking at life time ISAs, we are saving for a house.
I don't want to tie our money up in a lisa for 12 months if we are ready to buy before the 12 months is up, however with covid and the 10% disappearing I'm wondering if i opened a account today and if we are in this situation come next september would I be able to put the money in before the 12months is up, get the goverment bonus and withdraw the money for our first home??
I am trying to be savvy and failing as i know nothing about savings.
Any advice appricated.