If you had children young have you managed to buy a house?

[Sandiepatterson]

I had children fairly young (well age 22) and was then single for 10 years. I missed getting on the property ladder as a result.

I am unlikely to ever catch up with my age group (early 40s).

I'm wondering if any of you managed to buy a house whilst either being single or having children young. How did you do it? If you didn't are you struggling now?

BTW I don't regret a thing of course, that goes without saying.

I suspect I'm not the answer that's required but I hate seeing a thread with no replies.
I bought a house when I was 18 (and pregnant) it was before house prices skyrocketed in 2001. I have a friend who is in her mid 30's single parent and she's just managed to get in the housing ladder so it's possible 😊

Had my 1st at 16 dropped out of school all the typical teenage mum shit. Now I'm 27 and just waiting to hear about setting a date for getting my keys. It's possible but damn hard work. I'm very fortunate that I live somewhere where 80,000 will get you a nice 3 bed.

I don’t have kids (and do have a house) but all of my friends have between 2 and 4 children; and most had their first when we were 17 - 20. None have got houses, but it doesn’t seem to be a priority to most of them. One really wants one.

We do live in a pretty expensive area though, one bed flats are selling for £200k right now. Which is still pocket change if you’re in London, but not here!

Me and Ex Dp were young having kids , I was 22 when I had both, Dp 26.
House bought when I was 21.
Relationship ended 5yrs later.
I left the house with nothing!
Mid 30s now, 2 more Dc and I doubt me and Dp will own a house again, simply cant afford a deposit

I was pregnant with dc1 at 24 so not that young....

We bought our house 2 years before - dh is 4 years older than me so we were 22/26 and dh was working shifts in a factory and earning a decent wage. He had bought a flat aged 23 which went up in value a lot whilst he had it. That helped A LOT.

If he hadn't had that equity we'd have still bought somewhere but it would've been smaller and we would have had to move within a few years.

I’m 40 this year and went travelling and working abroad in my early 20s then had my first child age 26. Never been able to save enough for a deposit. DH nan dies earlier this year so his mum is gifting us money for a deposit which is amazing as otherwise there’s no way we would get on the ladder now.

I had ds at 22. Was a single parent for quite a while. I bought at 29 with my now dp but only through me having two jobs at one point and he owned a house which he used the profit towards the deposit. I could have done it alone and bought a cheaper house rather than the forever home we got together.

I had my first son when I was 21, I bought my flat 3 months before he was born. No parental help to buy. Well my dad bought us a couch.

I had my second son when I was 24, bought a 3 bed home the year before he was born.

Not really that young, but I bought a house and had a child by 26.

Not recent so not as relevant as some. I had a baby at 18 and 20 and bought a house at 20 (moved in at 8 months pregnant). This was 2005 though. We needed a 10% deposit and it was hard. I worked two jobs (one full time and one Saturday) and OH full time nights so we passed like ships in the night and I had no maternity leave to speak of after either child. We are in the NW too so a cheaper area. We were broke for years though.

Yes. I had DS when I was 22, I'm 30 and bought a house on my own this year.

I do live in a cheap area though and my exh pays a lot of maintenance so I managed to save up a large deposit over 7 years. I have a 2 bed house and it cost £100k.

I don't struggle, mortgage repayments are £300pm.

We had our kids at 22 and bought at 29, I went straight back to work and studied to get qualified in my field. It was much easier to buy once they were out of childcare. We did get help with our 5% deposit through DH's work, if it hadn't of been for that we would have bought early 30s (we could save for a deposit once kids were in school) if 95% mortgages were available. We are only now upsizing to a more appropriate family sized home, kids are 10 and 6.

It's an affordable area too. I would probably struggle buying on my own but imagine I could have done it around mid thirties with the job I'm in.

We bought a house first and then had children.

Had my DD at 17. I’ll make the final payment on my mortgage on January 4th 2021

Oooooh @Aposterhasnoname not long!

No, I haven’t. I had my first when I was 19. We live in a fairly expensive area. Currently saving for our deposit and hope to buy in the next 12 to 18 months. It’s tough to pay rent, childcare etc and save enough for 10% deposit.

Had my ds when I was 23, went straight back to work after to try and get my qualification.

We really struggled for a few years, until I got fully qualified and got better money. Dp also got a better job with good money.

We had our second ds last year when I was 29 and started planning our house when he was 1 month old. We wanted to build so worked with an architect to design a house that has everything we wanted.

The mortgage got approved a couple of weeks ago, I am in complete shock about it and the build will be starting in the next few weeks. (I'm now 30)

I had DD at 25, don’t have a house yet but we’re saving hard for a deposit and hope to buy in the next couple of years. (Currently 27)

We’ve deliberately delayed having a second child to try and buy a house first though- DD was a surprise

I was young and single when I bought my first house I was 22 but had a difficult upbringing so my own roof over my head was a priority. I bought a studio flat in London for £34k on a 100% mortgage.

Still single but have a teenager now, mid 40s. I have a house now but outside London, stupidly sold my studios a couple of years later. Would be worth a lot of money now and the mortgage was manageable, about £100 a month, my biggest regret.

I had my first at 19. I’m now in my 40’s and can’t imagine ever owning because of the deposit.

I had my eldest at 20 in 2008 and bought a flat the same year. It was the tail end of 100% mortgages. I couldn't buy today. A 10% deposit on my flat in today's prices is £18k.

I was 21 when I had dc and single mum for a few years. Met my partner at 24 who also had dc when he was young. We Bought a 3 bed house using help to buy when I was 27 and him 30 in the south east. (We are now 31 and 34).

Had DS at 22, a month after buying a house. Traded up after 5 years, extended that house and paid off mortgage before DCs finished school, so we now have enough to see them through Uni.