Hi, I had pretty much forgotten about DD CTF until recently. We used to put a monthly amount it but stopped when it continually losts value and I became nervous. DD will be 18 in 5 yrs and we are in a position we can now start contributing again. Question is if we put money into a CFT does 5 years give it enough time to recover in the current climate or should we just add to her saving account. Appreciate the risk of CFT becoming hers once she hits 18. Thanks