Pro rata salary - can someone check my maths please

[Stealthynamechange]

hi all

Im looking to reduce from 37.5 to 34 hours per week. Having a bit of a panic, could someone quickly check my maths? Im a single mum & need at least 2000 take home per month (no csa & have to split chb with exh although im hoping to sort that soon)
Current 41723 9.3% pension take home 2418
At 34 hours i think its 37828 take home 2197 ??

Very little breathing space & my debt is likely to build but thats another thread!

I make it 2,214 but it's not much different. Why do you want to drop half a day?

That looks about right. Will you still be paying 9.3% pension on your lower salary? I've got it at £2213 pm take home.

Good luck

Great! Thank you!

Its the way the my childcare works with my ex along with sone degree of my employer being awkward which has lead to this.

Agree with @fishfrog if you include the 0.85p per year on your salary!

You don't quite lose the whole amount by the percentage that your hours go down, due to the progressive nature of the tax allowance and student loan repayments if relevant.

How will you be working the 34 hours? 5 shorter days or 4 longer ones? If you can do the latter, you'll possibly save travel and childcare costs if relevant.

MSE calculator says £2213!

If you haven't already done a thorough review of your finances to see if you can increase income or cut costs to make your budget balance a bit more in your favour, have a look at moneysavingexpert for a systematic review.

www.moneysavingexpert.com/family/money-help/

Thanks everyone.

Its 4.5 days, one at home, as only way i can get hours in, i expect i may need to drop to 30hours next year.
Reason for increasing debts is just started mediation and may need to go to court over ds 😢