I have a mortgage with lender A with 3 years left on the deal so it would cost me £5k to leave.
I want an offset mortgage with lender B but they don't tell you if you can definitely have that until after you have offered on a property.
Long term I'd save way more than the £5k so would prefer mortgage B but if it turns out I can't have the offset then I'd stay with current lender and save £5k.
Would I be able to have agreements in principal from both?