For some context I am helping an elderly relative organise debt and bills.
She has two CCs, one with her bank and one with capital one (massive interest rates due to past cash withdrawals).
I've sorted her out with another CC with her bank, for an interest free balance transfer to clear the capital one card.
However, as you can't transfer from a card with the same bank, I thought it might be worth transferring the first CC balance to capital one, then transferring this to the new interest free card.
There will obviously be two sets of fees but I am sure that this will still be lower than the total interest she would end up paying. However I'm not sure if there is anything that would stop this? Had a brief look at the T&Cs but I'm not clear if a balance has to remain for a certain period before you can transfer again?
I hope I have explained this well!