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Original poster

Really struggling

12 replies

Munchkin1984 · 30/07/2020 13:21

Hi all,
I am 23 weeks pregnant. Still working agency care work which is hardly there, I am really struggling with money matters. All the bills due out tomorrow and £4 in the bank. I am not entitled to any benefits at all cause my fiancé earns ‘too much much’ it’s a absolute joke . I just want to curl up in a ball and cry everyday. I don’t know what to do.

OP posts:
1990shopefulftm · 30/07/2020 13:23

@Munchkin1984 is your fiance living with you and are they contributing to the bills?

beautifulxdisasters · 30/07/2020 13:26

What is your fiance paying for? I assume you live together if his income is being taken into account?

HMSSophie · 30/07/2020 13:30

Oh for Christ sake your fiancé should be paying the bills.

RedskyAtnight · 30/07/2020 13:37

Sit down with fiance and look at your budget i.e. outgoings and incomings. Is there anything you can cut? Or sell? Do you have longer term solutions such as moving to a cheaper area/house? If you're struggling now, it's not going to get any easier when the baby arrives, so you need to look at how you (jointly) manage your finances.

Original poster
Munchkin1984 · 30/07/2020 13:42

He pays the rent and does the food shopping and he has his own bills to pay and I normally pay the household bills. We split everything 50/50. With COVID and the happy surprise baby it's all gone down the pan. I just want to get back to 0 and restart be on a level field

OP posts:
Floralnomad · 30/07/2020 13:43

Well your fiancé obviously needs to pay more than 50/50 at least for the time being .

MoreListeningLessChatting · 30/07/2020 13:46

I'm really sorry to hear you are struggling. As others have said your partner needs to take over more of the bills at the moment. In a partnership with a child on the way (or without) it is usual to expect each other to help each other out.

Have that chat with him and good luck x

MNHQ
DawnMumsnet · 30/07/2020 14:19

Hi Munchkin1984,

Sorry you're going through a difficult time.

Lots of our users have offered invaluable advice, over the years, about financial hardship and we decided to compile this advice and put it into a webguide, so that people experiencing difficulties can find all the relevant information in one place.

You can find our webguide here: Dealing with financial difficulty. Please take a look.

As is usual with threads like this, we have to remind everyone that we can never truly vouch for anyone on the internet and so we ask people not to give more to another poster, either financially or emotionally (in time or care and support) than they'd be prepared to lose if things went wrong.

Many thanks.

beautifulxdisasters · 30/07/2020 15:14

Your fiance obviously needs to pay more of the bills while this is going on OP. You can't expect to split everything 50:50 while you have no income.

You certainly shouldn't be planning to marry a man who would leave his pregnant fiancee worrying about the bills while he has spare money, so I hope he steps up.

user1487194234 · 30/07/2020 23:08

What'other bills does he have to pay

TBHno · 30/07/2020 23:10

Do you have anything you could sell quickly on Gumtree/ EBay?

If you go to your gp, you should be able to get a food bank referral.

If you live near a Sikh temple, you can go there for a free meal.

Porridgeoat · 31/07/2020 07:53

I know agency care workers who have been furlowed. Have you talked to your agency?

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