Universal credit help!

[AbbieMummy]

I've currently got a bit of an awkward situation and I've scoured the entire internet (or what feels like the entire internet) and I can't find an answer. Me and my sons Dad separated over a year ago, however as we have a mortgage together and money has been tight we still live together. All of our finances are completely separate apart from house related bills/childcare. Would I be able to submit a single person claim or would I have to do it as a joint claim although we are separated as we still live together? I don't want to get in trouble! Any help would be massively helpful and appreciated!! :) xx

You can in theory submit a single claim but may have to prove you live completely separately, no days out together, shared meals etc, separate finances and bedrooms. It can be tricky to prove as anyone really could say they were separated.

I was just concerned that I'd look like I was trying to 'hide' that he lives under the same roof, I've never had the need to claim for anything at all so I'm a bit unsure on the whole thing to be honest! Hopefully if that's the case I'll be able to show enough that we're separated! Thank you xx

Separate your bills etc, if you can. it's best if you don't have any joint finances other than the mortgage, but I can't then only have joint bills where necessary.
If you're properly separated he should be paying CMS as well, so you could raise a claim with them and that would demonstrate that you've separated.
The other thing is to be completely honest about the living situation with them.

Is he moving out soon?