Partner not able to get life insurance

[wrensandrobins]

My partner had a history of mental health problems around 5 years in the past, we own our home and want to start trying for a baby but cannot find anyone that will give him life insurance, we have tried brokers, the closest we got was that they would possibly insure him in 5 years if he has no episodes of poor mental health, has anyone had experience of this or found an insurer that might?

We get that there will be exclusions on the insurance.

I worry about bringing a little person into the world and then something happening to my partner and us losing our home.

Presumably he works if you're worried about losing his income? A common death in service benefit is 3 x salary so check his employer benefits/pension. We've never had separate life insurance as our employers benefit would pay out and cover half the mortgage.