Mortgage with other income

[CT33]

I work full time but also receive:

1. Child maintenance
2. Money from a relative each month
3. Money from another relative who lives with me each month.

Is there a mortgage company that will take these extra amounts into consideration each month? Which ones please?

What are acceptable sources of income that aren’t your salary? Thanks

I think only child maintenance (1) would definitely be taken into account by most lenders, if it's done through CMS or is court ordered.

The money from the relative (2) would be regarded as a gift(s) which could be stopped at any time and not a reliable source of income (unless there are some special circumstances like a trust fund or similar). The money from the relative (3) would be regarded as a lodger arrangement I guess and again most loaners won't view this as regular/guaranteed income as they could leave at any time - if you have a proper lodger agreement etc. drawn up a mortgage broker may be able to find a provider who will take it into account...

The only other acceptable sources of income for most providers, to answer your question are:

-Self-employed income that you can evidence through accounts, tax returns etc
-Pension income (if retired), dividends or other income from investments
-Bursary or grant if you are a student
-State benefits e.g. DLA, child benefit, carers allowance, if you can prove you are entitled to these.