We have a small family business and when the mortgage holiday option was announced back in March, we panicked and jumped at the offer, however since this with furlough of our few staff and a government grant, the help has been amazing and we are hoping (fingers crossed) we can ride through this difficult time, my question is how will the payments change when we start paying it again, I just assumed they would add the 3 months on to the end, but now I've heard we will still have to pay interest and so the monthly payment will go up when we start paying it again. I can't get through to our mortgage lender (Halifax) as they are only taking urgent matters, and I was wondering if i could pay the last couple of months now and continue as normal? Any thoughts?