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can someone help me work out interest rates

1 reply

kerrykatona · 18/09/2007 18:52

i could do this myself i think but my head is not working tonight, i need a new car, will be trading in my old one and usuing savings ut still fall £8000 short (its a very nice car )

my credit rating is not great and i can get a £8000 loan at 12% apr, my parents have said they will take out the loan for me if i make the payments because they can get it for 6%apr. we did this for my last car as i was really young when i got it and they know i will make all the payments so that side of it is not a problem, its just checking every month that the money is out my account and in my parents account.

if the £8000 loan was to be taken over 48 months exactly how much would i save on interest???

OP posts:
BigGitDad · 18/09/2007 21:23

12% £210 month
6% £187 month
£23 month X 48 equals £1104
I used this calculator www.moneymadeclear.fsa.gov.uk/tools/loan_calculator.html

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