Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Child maintenance question

20 replies

MamaJoon · 16/02/2020 11:51

I'm trying to calculate how much ex should be paying now that ds doesn't sleep at his and need some help.

Ex is moving in with gf and her 4 children, will they be taken into account when calculating the amount ds is entitled to??

OP posts:
Iliketonamechangealot9876542 · 16/02/2020 11:53

www.gov.uk/calculate-child-maintenance

Hey op, this calculator is very accurate, there will be a deduction for the children he lives with, I think it’s around £7 a week for one child , £1 a week for the next,... beyond that I’m not sure.

You can put this in the calculator as children who live with him and see what the figure is.

PityParty4one · 16/02/2020 11:54

Have you used the CMS calculator it should tell you.

MamaJoon · 16/02/2020 11:56

I have used that, just wasn't sure as they will be step children.

OP posts:
PityParty4one · 16/02/2020 11:57

Why doesnt he have overnights anymore?

MamaJoon · 16/02/2020 11:57

Posted too soon, I thought only biological children would be considered.

OP posts:
MamaJoon · 16/02/2020 11:59

@PityParty4one his dad has had a 1 bed flat for the past few years and ds has been sleeping on sofa bed. Ds is now 15 and 6ft tall and doesn't want to sleep on it anymore.

OP posts:
PityParty4one · 16/02/2020 12:01

The calculator asks for children he lives with it does not matter if they are none bio.

I have a 6ft 3 17 yo they dont fit anywhere Grin

MamaJoon · 16/02/2020 12:04

Well I've added the other children to the calculation and he should be paying just under £100 a month more.

I don't know his actual wages as he's refused to tell me but I've googled his profession. He's always paid less than the calculation as he was always "broke" but I can see he's been lying to me for years.

OP posts:
Dontdisturbmenow · 16/02/2020 12:13

Don't forget pension, if he pays into one, that gets deducted.

Iliketonamechangealot9876542 · 16/02/2020 13:19

Yep google what % his profession is, ie police is around 13% etc

Iliketonamechangealot9876542 · 16/02/2020 13:20

I’d just go through the CMS directly, costs &£20 and they have access to HMRC records and will factor all this into consideration, pensions other kids he lives with etc

CurlyMess · 16/02/2020 13:27

Use to work for rather CMS.
Amounts are calculated daily, so whatever he is currently paying at the moment times it by 12 then divide it by 365 and that will be the daily amount. That daily amount will be what's now added on weekly.
If you aren't sure what he's one just pay £20 and get the CMS to send you how much he should pay. However he will also get this letter so if it's going to cause a breakdown it's not always worth it.

People talking about percentage of each profession is a load of rubbish. It doesn't matter what profession your in the percentage is the same.

Iliketonamechangealot9876542 · 16/02/2020 14:13

@CurlyMess pension contributions are different for each profession!🙈

CurlyMess · 16/02/2020 16:45

@Iliketonamechangealot9876542 ahhh apologies read that wrong!

CurlyMess · 16/02/2020 16:47

@Iliketonamechangealot9876542 thought you meant maintenance amounts are different percentage depending on profession 😂

Questioncms · 16/02/2020 19:59

@CurlyMess when cms send their first letter, is it just a general one asking the father (or mother) to pay X amount voluntarily? So almost like giving them a chance to do it off their own back. And then if they ignore the letter, they then go via HMRC to ascertain income etc? Or would cms have done the HMRC checks prior to writing the initial letter? Thank you

Ellisandra · 16/02/2020 21:40

I know this isn’t what you asked, but it boils my blood whenever I see this situation - who the hell set the rules that stepchildren can mean a reduction? It’s not like it would even be a vote winner, so it makes no sense 😡

CurlyMess · 17/02/2020 09:03

@questioncms hey, the non resident parent (nrp) will always get the chance to pay first.

So the first initial letter will be sent to both you and him. The CMS do check the HMRC so it will be done from his wage. You will receive a letter saying this is how much he should be paying you and he will receive a letter saying this is how much he should be paying you. Then the CMS leave you to it to make your own arrangements.
If he then doesn't pay on your agreed date (or 5working days after the agreed date if he pays via bank transfer) you can call the CMS and tell them and they will chase it for you. If this continually happens you will be moved to a Collect and Pay. This is where the partner has to pay the money to the CMS then the CMS pays it to you. So more or less we know straight away when he doesn't pay. However this incurs a charge, 20% for the father and 4% for you. So say you receive £100 a month the father will have to pay £120 and you will only get £96.
If he then further refuses to pay he will be out on a Deduction of earnings order, however this can take a very long time to set up, esp if he tends to switch jobs a lot!

Questioncms · 17/02/2020 15:25

@CurlyMess thank you - that’s really helpful. He is self employed so a lot more difficult but I was hoping that an initial cms letter may encourage him to pay off his own back (as otherwise I’m not holding out much hope of receiving anything).

BigPinkFlower · 18/02/2020 16:32

If he is self employed he may not have a wage but dividends?

New posts on this thread. Refresh page
Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is closed and is no longer accepting replies. Click here to start a new thread.

Swipe left for the next trending thread