Tax credits and universal credit

[Jellybeans2224]

I work but I get tax credits and working tax did one of them entitled to things and it says I’d be better off on universal credit

Is it worth switching to that? Or best to stay where I am. I’m working so I don’t want to have to be going down to the job centre also what is the difference between these

UC does sometimes work out better for those that are working.
Bare in mind though it will take 5 weeks before you receive a payment and if childcare costs are needed they pay in arrears so you would have to make sure you can afford to pay a month while you wait.
Also if your pay changes so for exam0ke overtime for 1 month you will receive less UC the next month.

Check the conditionality rules, they may make your life harder. Also if you have to go into the office for appointments as on tc you don't.

Also entitled . com could be wrong. I personally would not chance it.

I’m working though so would I have to go in for appointments?

You have to have your ID appointment first then you communicate through your on line journal.

Be aware if you are only working part time or on nmw they can and do push you to go full time/change jobs for a better hourly rate.

How many hours do you currently work? How old is your youngest child?

Do you get paid on the same date each month? Ever twice in a calendar month?

Rent or home owner?

In a couple of lone parent?

I work 24 hours a week at £10.56ph
I have a 7yr old and 9 month old

I work from home so don’t need childcare but if I did my mum watches then
Get paid 25th if each month
I rent in council house and lone parent

On that salary you'd not be expected to go into the job centre until the youngest was 12 when you'd be expected to earn a little more to the equivalent of 35 hours @minimum wage.

With your pay date being static, you'd be OK with not receiving 2 paydays in a month except is they pay earlier for Christmas. If so make sure that your claim assessment date runs to after this period like say 29th or a lot earlier say before 15th. Eg claim from on of these dates.

Assumptions
your monthly net is £1,041.46.
Allowances
Single and 25 or over £317.82
For your first child £277.08 (born before 6 April 2017)
For your second child £231.67
Lha £391 per week

£1,517.62 in uc. This obviously includes the housing benefit etc totalling just under 1200.

The one to watch for is council tax relief as that's really specific and many calculations say eligible when not.

You obviously need to know your lha.

What’s my iha?

Also I don’t claim housing benefit now I just pay my rent out of my wage so could that stay the same?

Sorry to jump onto your thread but was just wondering do you know what the maximum amount you earn to claim UC? I am thinking of applying .... (I always thought that I was a low wage earner but it seems not!)

No need to say sorry and I don’t actually know but I heard if your on tax credits it will be moving over to uc in the next year or so don’t know how true that is. But I’ve only ever got tax credits so I’ve no clue how it works, hope you get the answer your looking for to

I used to get WTC but my working hours dipped to 27.5 due to ill health. So could no longer claim. I am now entitled to PIP (lower) but looked at WTC and they say you can only if you get higher. So wondered if I could go through UC.

The migration to UC for all is unlikley to happen before 2024. This is the info from DWP although they wont give an exact date.
They are running a pilot in Harrogate at the moment and it is not going well.

Ilove if you are no longer claiming WTC then you cannot make a new claim even if claiming PIP. You would need to claim UC.
The only way you can claim CTA/WTC is if you are on ESA and receive the severe disability premiums. These claimants are exempt from claiming UC so tax credits is still available to them.

Jelly LHA is local housing Allowance. This means UC will pay rent based on what your council charge for the same property.
For example your council charge £380pm for a 2 bed house but you live in a 2 bed private let at £450pm.
UC will only pay £380 towards your rent not the £450 your landlord charges.

Is that everyone not migrating over before 2024 or when it will be completed?

I thought they were doing some areas at a time but had just slowed down the migration process to sort out issues.....not that no-one would go over till 2024.

Dh works. I gave up due to mh issues when had dd, we now have a ds too however we don't get anything for him as have a teen too..2 child cap.

On wtc we got 150 pm.. And was past cut off to apply. For housing benefit
We applied for UC. And get 880 pm
We've had no issues except one where dh work. Didn't submit his earnings on time so they had him as no earnings. And wanted him to go to job centre. However we rang up and the earnings had been submitted that day. That month we got 1740 but was told the following month we wouldn't get anything as would trigger 2 wages in 1 assessment period which was fine we just put the extra aside to cover the following month