My 2020 goal is to cut my spending.
My salary is £3100 net per month
Household bills about £1200 per month
Nursery fees £1200 per month
I do get CB as well.
I am separating from DH and this is partly because of financial abuse. He pays £329 only towards all this. I'm not getting into the ins and outs but he will be leaving as I have had enough. He doesn't earn much so I doubt I would get even that in maintenance.
Due to the financial abuse I have about £4K in debt and have had to go back full time (the £3100 is my full time salary).
Once DS who is not even 2 yet gets free childcare at 3 that will help but in the meantime I need to cut my costs.
I don't go out etc so my main spend is food and things for DS along with activities and days out for him which I love doing and can't give up as I only really spend quality time with him at the weekends anyway and I feel time is passing us by.
I think I need to reduce my food costs and in particular my work lunch. I don't spend much say a boots meal deal every day but I think I should cut that down.
I don't have much time in the mornings so end up having breakfast at work.
What are people's tips for getting organised with their work lunch? Nothing too depressing. I don't think I can live on beans on toast all the time as often lunch/dinner is one of the few things I look forward to seeing as I never go out!