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Deferred occupational pension

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Nutrionalplanning · 14/01/2020 19:16

I left a job that had a final salary pension scheme in 2011, with almost 20 year's service.

At the time I was advised to leave well alone - I was unlikely to achieve the same benefits from investing the transfer value.

The statement I received when I left has the annual pension sum expected (which will be adjusted in line with RPI) and my retirement date stated as my 60th birthday.

A couple of years after I left, remaining staff members had their retirement age increased to normal pensionable age (67 for me) or were given the option to pay an additional 5% into the scheme to retain their original retirement age. Naturally, I wasn't given that option.

Is it likely that the date I can receive the full pension in the scheme is now 60 or 67? I know I can take a reduced pension from 55 either way.

I have asked the company but they don't seem to have the answer easily to hand and are passing me around the houses ATM

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