Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Need some urgent advice re: direct debit indemnity claims!

9 replies

Jazzicatz · 22/08/2007 18:01

My ex partner signed a direct debit mandate about 9 years ago for my mobile phone, once we finished, he continued paying, which is about 8 years ago. Last month he stopped making the payments and he is claiming all the money back through the direct debit indemnity claim. Can he do this, My mobile phone supplier says if he is successful then I will be liable for all the payments going back 8 years. Is this correct?

OP posts:
firsttimemama · 22/08/2007 18:03

yes and yes

Jazzicatz · 22/08/2007 18:09

Even though he signed the mandate, and it is his own laziness thta he did not stop the payments? Also I have been looking this up, and it states that if the claim related to a period beyond 6 years then it will not be upheld.

OP posts:
firsttimemama · 22/08/2007 18:21

Have not looked ito the exact rules but I've seen them done for 3+ years. If the rules say up to 6 years then that would be the limit. 6 years is a well used length of time in accounting/debt chasing. Have you been split up 8 years? I appreciate that he has been a bit slack but the bill was yours to pay. Unfortunatly these things do have a habit of catching up on one.

Jazzicatz · 22/08/2007 18:22

Yes we split and he said he would continue paying due to me having the cat to look after.

OP posts:
firsttimemama · 22/08/2007 18:31

Its a tough one but you may be stuck with it. Have you spoken to him about it? Maybe he has cancelled it because he can't remember what it was for.

Jazzicatz · 22/08/2007 18:34

No not been in contact for 8 years, anytime during that time he could have cancelled. I am so angry about this!!

OP posts:
Jazzicatz · 22/08/2007 18:34

Thank you though firsttimemama

OP posts:
firsttimemama · 22/08/2007 18:38

You're welcome -sorry I couldn't impart better news - I would be gutted too.

Jazzicatz · 22/08/2007 18:39

Been looking at test law and think I have a valid claim so will be doing so.

OP posts:
New posts on this thread. Refresh page
Swipe left for the next trending thread