So my life is currently like a dramatic story taken straight from Eastenders. And I’m talking like Christmas special big.
I got married 5 weeks ago and my husband and I are already separating.
I shouldn’t have got married, I was trying to please other people even though I knew it wasn’t right. And it resulted in me developing feelings for somebody else.
So I left my husband.
We currently have a joint mortgage, I am living in the home with our 3 year old and he is staying with a friend.
He wants to sell this house ASAP so he can rent somewhere by himself and have somewhere stable to have our son stay over for the night etc, as I am happy to have joint custody over him as he is a good dad.
I currently work self employed as a beautician but as I do this part time around my sons childcare, I only earn on average £100 per week.
I have a meeting at the job centre as part of my universal credits application. But I have no idea what I’m going to be entitled to?
I know if we sell this home I will be entitled to half of whatever equity we have left over but I know this is not going to be a lot. Maybe £10k max. I feel like this is going to be spent very quickly as I will need to buy myself a car (the one I have currently is paid for by my husband and he wants it back) and I know I won’t be able to get a mortgage alone due to me only being self employed for a year next month and I have literally no credit rating.
So my only choice will be to privately rent and I’ll be using the 10k to pay for this which will last me about 10 months.
So I guess what I’m asking for advice on, is what do people think I will be able to get benefits wise, is there anything else I haven’t considered that is worth looking into? I’m hoping there is someone out there who has been in this position too! I just want to be able to leave this home and go somewhere safe and stable for my sons sake. I don’t have any family I can move in with.
Thank you in advance xx