DS is just about to complete 6 months in a company. Probationary interview, which should be fine, a few days after the completion of six month period. Employee dental and medical scheme will start on day he gets through end of probation period interview.
In the meantime, he has a booked dental appointment. Has had correspondence with HR whose responses to his questions about whether he'll be covered or not on day of appointment are rather vauge. My understanding is that he won't be covered for treatment before the start date of the scheme ie a few days later. But HR said have the treatment, keep the receipt and claim later. Though in next breath said that scheme starts day he gets through prob interview.
I would normally pay for the treatment and, now that insurance is about to kick in, would expect to get reimbursed by DS. I've told him that he needs to be very clear about whether or not he'll be covered before he's signed up to the scheme. He's reluctant to ask HR to clarify again. Or to phone them. He could defer his app by a few days - he really could. I'm feeling frankly ill about paying upfront for expensive treatment that may not, if I'm right, be covered under the scheme because it won't have started. I have a modest income and have shelled out so much so far on my kids - I think I'm being played the fool rather too often.
So, employees' health insurance. Surely claims can't be retrospective? Thanks for any advice.