We moved last year and our mortgage broker advised us to go from a combined life and critical illness cover we had in place, to having separate mortgage cover, and income protection policies.
So we now have two policies each and they total £90 per month. We used to pay £55 for our previous combined policy.
Just wondering if this is a better idea? £90 seems to be excessive.
My husband works for local government and has good sick policies and pension benefits. Whereas I am self employed.
Advice would be great!