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Housing issue

5 replies

sma1978 · 29/10/2019 22:37

My 20+ year relationship ended a few weeks ago. I'm now on my own with 2 DC. I contacted the letting agent and asked to take on the tenancy in my sole name, no problems, I passed all the referencing. I can just about afford to stay in this house on my with just my salary. But the LL had said he wants the new tenancy to be on a rolling month to month basis. Meaning he can kick us out at any time, with only 2 month's notice. He has refused to even commit to a 6 month tenancy. This tells me he is planning on selling up, and probably quite soon.
If we have to leave this house I will not be able to afford to stay in this area, near the dc's schools. It is very expensive. My house is quite cheap compared to similar, as it's a bit shit and needs a lot of modernising.
What do I do. I don't want to move out of the area and change their schools.they have had enough disruption with the split already. Plus rental properties don't come up very often here. I have already made my first ever claim for UC, I work FT and have a fairly decent salary. But the UC payments will help to feed us.
I have used a lot of my savings already, to pay off the car finance, so I would have less money going out each month.
I would really love to buy a place, but with nowhere near enough for a deposit and just one salary getting a big enough mortgage is impossible. I'm no spring chicken either. I never thought I would be in this situation. Up til now I have tried my best to keep it together, and get everything sorted out, but this is just out of my control and I don't know what can do.
Sorry for the rant. Please be kind

OP posts:
Babyroobs · 29/10/2019 23:27

I would find out the local housing allowance for your area that you are entitled to so that you know the amount that Uc will pay up to as your rent element. then start looking for properties to rent within that budget. Can you claim child maintenance from your ex to help with any rent increase also ? Have you considered part rent/ part buy schemes as uc would still help with the rent part.

Babyroobs · 29/10/2019 23:28

Also be a bit careful of what you spend savings on as Uc could potentially see it as deprivation of capital.

Livelovebehappy · 02/11/2019 10:42

To be honest all my tenancies have been rolling month to month ones, and I lived there for a few years before moving of my own accord. Think majority of tenancies work this way so you may be worrying unnecessarily.

ivykaty44 · 03/11/2019 07:34

I agree with livelovebe that you maybe worrying unnecessarily

You can stay where you are until something does happen, if and when something happens - at that point you can approach the council as homeless, which to be fair would put you in a priority to be homed.

In the mean time make sure you don’t have any housing related debt, rent or council tax and put away a small amount for moving costs

SupportHuman · 03/11/2019 07:35

It might be that the landlord wants to keep you on a rolling tenancy until s/he has seen that you can manage the rent alone, tbf.

You may find that in 6 months or so your landlord will be very happy to offer you a fixed term tenancy if you have paid the rent in full and on time every month.

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