Pension Advice part time

[Constance17]

Free advice from Pension Advisor at work. Came out worried about the future... Working part time and contributing 4.5% is not going to be enough... so am going to save 10% from now on in an ISA, My employer will not match any more am going to opt the maximum as it is tax free.

Am in mid 30s is there anything better than an ISA if going at it alone??

We're moving this thread over to our Money Matters topic at the OP's request.

Regular saver accounts usually pay better interest than an ISA but you can only save money each month rather than move a balance and at the end of the year would have to do something else with the money.

Have a look at SIPPs. There was a thread recently with a bit of discussion about ISAs and SIPPs here:
www.mumsnet.com/Talk/investments/3701833-i-m-50-self-employed-with-no-pension-ideas-please

I am same as you. Work part time and no pension. I recently opened one with virgin money and feel.much better. I think it's a SIPP. I put in around 18% of my salary as need to catch up X