Mortgage and income

[Rainboe1]

We have got a mortgage in principle however at the weekend we start the application process. We have to give three months bank statements. My worry is that my last two payments were quite low but as from October they have gone up. When we got the mortgage in principle I told them my new monthly amount.
As it will show two months low but this month's higher and I have a letter to say that the amount has increased will this affect our application? I am so stressed out. Will they need to see three months of the higher income?
Thank you

It actually depends on which bank you're using. Some banks will take a future contract 3 months in advance as long as you have evidence of increase from X date. Others want 3 months evidence of your pay at the higher rate first. No easy answer to that. Either tell us who you're using and someone may be able to advise, or go through a broker.

If you've got a contract and are not in your probation period you should be fine, or just hang on 2 more months until you have the right number of payslips (I don't think this will be necessary.

The bank might ask you to get a letter from your employer confirming salary. Are you using a broker?