DH won't take our financial situation seriously. It's like having another child. I do the spreadsheet, take him through the outgoings, calculate the weekly budget, agree how we're going to manage it (cash budgets, cut backs, regular reviews of spending)....then nothing.
I feel like I'm the only one interested, and it's like pushing a very large rock up a very steep hill single-handed. I just don't have the energy.
He's a single-child. His parents have worked very hard to create a comfortable life for themselves and have made it clear he'll never end up on the street. So there's this attitude of 'it'll be alright'. And it won't. We're not talking large frivolous purchases, just a mixture of not being careful enough and small but regular unnecessary spending.
I know what we need to do, but he just isn't WORRIED enough to care that much.
The most dramatic solution is to take all financial management out of his hands (even though he is the only earner at the moment) manage all household bills, and allocate him a personal budget.
Has anyone done this and how do you manage it? Oh, and is it a recipe for divorce!