Hi everyone.
Due to my own stupidity I currently have 129% of loans on ClearScore which has obviously effected my borrowing mortgage wise.
The rest of my score is great, no missed payments, always overpay, mortgage with equity etc.
One car PCP 13k
One loan 2k
Third loan 5k
CC 1k
I have an asset which I am selling which means I can wipe out 7k this weekend, so hopefully both loans.
Mortgage company have said 200k lending without the loans or 130k with them.
However does anyone have any idea how long the loans will take to come off my score and hopefully bring it up once paid off?
We have found a house we would like to view at 200k but time is ticking and I know we can’t do anything until the loans are paid and done and hopefully everything recovers.
Any advice would be great 