So I saw this tip on here on the paying off debt thread & I started doing it in March.
Every evening I round down my current account to the nearest £10 & transfer the amount over into a second account on internet banking.
Since March I've managed to squirrel away just short of £600 and pay off my credit card bill 7 months earlier than planned with it (when the extra account got to £100 I paid that off my card on top of normal payment)
Have to admit we've never been the best with budgeting, I'm one of those that can go into the supermarket & spend X amount so not sure it would work as well if you do work to a strict budget already but just thought it was a fab tip, thanks to whoever originally suggested it.
I'll keep doing it now for holiday / Christmas spends.