I started a CTF with Family Investments for DS a year ago, and have just received the yearly statement. I've paid in £400, and it shows a loss so far of about £50.
I realise that stakeholder investments may go down as well as up, but I was a little surprised that it has gone down so much!
I phoned them up and they said that the stockmarket had gone down by about 7% (I think), but even by that standard their CTF has performed poorly. He did say that the market is fairly volatile and that it may well go up again in as little as a month or two
Does this sound bad to you? Should I just stick with it?