Need some advice.

[dancemusicsexromance]

Hi,
I have another thread running on relationships board which explains my husband walking out 9 days ago after telling me he has feelings for someone else.

I'm going through hell but that's another story.

I wanted to ask what I legally need to do next.
I have an adult daughter and a 16 year old disabled son. I work part time (£800 per month) and we have a mortgage.
We are in a DMP.

Trouble is, he has dropped of the face of the earth. No one knows where he is, he told me the day before he revealed his affair that he hated his job and he wanted to leave! He isn't at family's, friends and the OW loved mikes away.

Is it possible or even feasible that he has just gone, started a new life? I won't see him again and he won't sort this out maturely? He's gone hasn't he? He's not going to be found again. For what ever reason his £45k a year job that he's wanted for 7 years and his kids and wife and home are the last things on his mind.

I had a little money tucked away but in April he convinced me to put it in his account, as he said I would be too tempted to spend it.

What do I need to do and what do I need to prepare for? I'm grieving, shocked, trying to support my kids, not coping but aware I need to be practical.

Are we going to be homeless?

What shall I do?

If you are sure he's gone for good and you are not currently claiming any tax credits you need to make a claim for Universal credit asap. This can be done online. This is a means tested benefit that tops up your wages and whilst you wont specifically get any help with your mortgage, you will get a higher work allowance which is the amount that is disregarded before your wages reduce your total Universal credit amount. You could also consider speaking to your mortgage company if for any reason you think that your dh isn't going to pay it or you are going to default on it. You can claim UC as long as you do not have savings over 16k. Any savings over 6k will reduce the amount you get.

How awful

Seek advice from CAB in terms of what you are entitled to. If you have a mortgage, make your lender aware. Contact your Bank re any joint accounts...do not let him clear you out.