Don't know whether to post in Relationships or Money, but here's goes.
When I became pregnant with DD11, I went back to full time work when she was 6 months as DH was a mature student. I handed over the looking after of the finances to him as I was juggling childcare and work and couldn't find the headspace. Subsequently, as he has changed career several times, my wage has been the steadying factor but over the past few years we have gone from bad to worse. We have racked up huge cc debt and he has made some terrible and over ambitious choices which are only coming to light including a car lease, spending money which was paid into his account to cover a fraud, then the money being returned and him not declaring it, a massive tax oversight on his business. Last year it all got too much and we ended up arranging a debt management plan, but now I find we haven't paid the last two months. My credit rating is totally shot now and for the foreseeable. I am now wrestling back more control and insight now that the kids are older, but he is blaming me for not being interested in what was going on. I feel like I can't see straight- whether this man is a liability and I should cut loose- devastating the children and exacerbating the financial crisis, or stuck in there and try to get through it somehow. Can anyone help me see more clearly and shed some light on where I might stand legally?