Partner been made redundant HELP

[emilyjayne5]

So my other half has been made redundant today and now I'm here worrying about all our bills! I only work 20 hours because we have 2 small children so he would work in the day and I work in the evening but now! WHAT DO WE DO?! I'm so bloody scared about being able to afford living! He's been looking at jobs all day but there isn't any out there! I've put in overtime at work but won't get paid til next month! Any advice on what to do before then? Any help we could get from anywhere?
Thank you!

Did he not get a redundancy payout? If need be then he needs to get a job in a bar or supermarket until he can get one in his previous field.

Very odd to be made redundant and not have known it was coming/have no redundancy payout. Has he really been made redundant?

He needs to apply for contributions based job seekers allowance via Universal credit on line. It's not back dated. He will then receive appointment at job centre. He will need to take identification, PER, proof of redundancy, CV

Delivering pizzas is instant money? X

Are you in the UK? Your dp should get a redundancy payment unless he’s been there less than two years. He’ll get paid for June at least, so you can pay the bills this month.

Cut all unnecessary spending.

Call the council tax office and let them know. You may get a reduction. He needs to apply for job seekers or the extra bit of uc,

If you have a mortgage, ring them and let them know too. You could ask for a repayment holiday or if they won’t allow it, go on to interest-only while he is out of work.

Can your dp look for temporary work as well as a new permanent role. At least then he’ll be bringing in some money, while he job hunts. Good luck.

He should have P45

His company should provide a contact for future references eg name, phone number, email address

He'll probably get pay in advance of notice and accrued holiday pay
Panic not

He will receive a payout next week but it's not a lot, it'll only cover one month worth of bills and that's it! His boss told a couple of weeks ago that it could be happening but then his work picked up so we didn't think it was going to happen and then he rang me yesterday with the bad news! I'm just really stressed thinking about it! Like I'm more than happy to do overtime at work but then my partner has to look after our kids so he wouldn't be able to go to interviews or anything but then if I don't work more, we can't paid the bills

Actual overtime being worked for actual money takes priority over keeping free for potential interviews- he can always sort some emergency childcare to cover interviews!

If you have 2 small children then surely you have a bit of savings for their future. Can you dip for now then pay back?

Unless you have savings over 16k then apply for universal credit to top up your income. Try to do it after his last pay has been paid. He can also claim new style JSA alongside Uc,

I don’t think this OP needs the judgemental comments questioning their financial planning abilities. Many parents are not in a position to have savings. If she had savings she wouldn’t be panicking and asking for your opinion. I don’t think I can help OP. It’s a horrible position to be in. My DH has been made redundant several times and it’s very stressful. He should be able to claim benefits. Go to your CAB and get some advice. At least he is out there looking for another role. Keep positive

He can claim the contributions based jobseekers regardless of his savings, if he has been paying NI over the last few years. It's not a lot but it's something.

Sign up to a load of agencies. They'll find you work even if it's a 3 month contract.

I've found once in a contract I'm likely to have it extended, made permanent or recommended to another team/department.

If you have 2 small children then surely you have a bit of savings for their future.

Surely!

Another vote for signing up with as many recruitment agencies as he can find.

If you have 2 small children then surely you have a bit of savings for their future. Yeah right. I'm financially prudent but after moving house (with two young kids) I was absolutely skint. I also know people who had no idea they were going to be made redundant - they turned up for work and were told about it with no prior warning / indication.
What industry is your husband in? When I was made redundant I put my CV online (JobSite, CV Library etc) and started getting interviews straight away. I appreciate it may not be the same for other areas of work though. Can you up your hours while he is job hunting? As pp said he may have to find a temporary job while he is looking. Make sure you claim all the benefits you can - you may well have to claim Universal Credit now as it is a change of circumstances. And good luck - don't panic it'll all be fine!

If you have been made redundant and apply for UC contributions based benefit. Your redundancy payment & savings are NOT taken into account for a few weeks. You will receive a letter confirming the date when this occurs

@starzig - that is so condescending

I've been made redundant & it is difficult

He needs to claim job seekers asap, because it's not back dated via Universal credit

If you are in UK look here

www.gov.uk/guidance/redundancy-help-finding-work-and-claiming-benefits

What sort of experience has he had and what are his skills? In certain fields, agencies can be the way to go and there could be a lot of holiday cover type work available over the summer.

But yes, he needs to get the JSA claim in ASAP so he's getting at least a bit of money.

Are you claiming UC ? You need to get that started if not.

How long had DH worked at place ? Is he entitled to redundancy - pay in lieu of notice, holiday pay etc ?

Your partner should claim new-style Jobseeker's Allowance the day after his last day at work. It's £73.10/week and is paid fortnightly.
www.gov.uk/guidance/new-style-jobseekers-allowance

As a couple you should make a joint claim for Universal Credit. I advise you to do this the day after your partner has received his final salary payment. (If you claim now the salary will be counted and first UC payment reduced, but if you claim the day after it won't be counted so you'll get the full UC payment.)
www.gov.uk/universal-credit

You might also be entitled to Council Tax Reduction (called Council Tax Support by some councils). It depends on your salary.

Do you use childcare atm or were the two of you working different hours so you could do it between you?

Lots of useful advice here
www.moneyadviceservice.org.uk/en/categories/redundancy