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My first post.. I can't cope.

29 replies

Kizzie1504 · 27/06/2019 08:14

I've never posted before but I've been a MN member for a long time now. I don't know where to start. I'm fighting so hard to keep my head above the water & not give up on life right now. I fully know I'm not the only one to feel this struggle at the moment but I honestly feel like we can't go on like this. I'm a single parent to 8 year old & 5 year old. But money has never ever been worse. We are close to losing the house, I'm paying bailiffs left right and centre for old debts to council tax. There's no way I can even afford this years bill as of yet. Not even the monthly instalment. I've had to pull my daughter out of gymnastics due to simply not having the money anymore. I dread to think what we are even having for dinner tonight. I cry non stop every day. I owe money to every single family member I have and every friend I have. I don't know where to turn. I have no credit rating obviously. I'm on universal credit but they won't take into account any bailiffs I'm paying etc and it's just not enough to live. What comes in doesn't even cover the bills. I've always worked, until bad health last year, meaning I had to leave. But not a serious enough reason for any more help according to the government. I literally have no where to turn anymore. I've applied for 71 jobs in the last 5 weeks I'm that desperate. So please don't judge me as a typical benefits mum etc. I hate that I'm in this mess & certainly don't just want a life line. I need to know it will get better? Please someone tell me it will because right now I feel there is no other option other than to hand the children to their dad & just end things right now because I can't even afford my kids meals at the moment. I feel like the worst mummy in the world with nowhere to turn but giving up. I'm sorry for the long post I just don't know what else to do. My family have no money to help me anymore.

OP posts:
AdoraBell · 27/06/2019 19:24

Glad your ex is helping.

Well done getting it out, that’s always the first and most difficult step.

Hopefully things will improve for you once the stress of this is lifted.

pheonixrebirth · 05/07/2019 15:23

Hi @Kizzie1504
I've just wanted to check your ok?
Your post genuinely made me feel queasy with nerves!
I hope you have found some help and are feeling calmer.

dontdoxmeeither · 05/07/2019 21:01

Are you repaying any advances on UC? You can ring the free number for the service centre and ask for the payments to be deferred? They can do this for a limited time

MrsMoastyToasty · 06/07/2019 22:54

Have you checked that you're getting all your benefits that you're allowed? Try looking at www.turn2us.org.uk or similar. You'd be eligible for the single adult discount on your council tax.
Also have a look at the Money Advice Service website or the National Debtline website.

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