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Owed money

9 replies

Geminiwitch22 · 25/06/2019 18:27

Hi before I get you've been an idoit posts I already know that.
So my neighbour who lives across from me got put on universal credit just before Christmas and was struggling with her debts. after complaining to me for weeks I offered to lend her the money. This went on for about a month in the end I said look no more I cant afford it (Single parent, working and only get child benefit and working tax). I worked out she owe me £300, she started paying me back then ask for the money back and so on. About a month ago this came to a head, in april I said I needed half the money back for a holiday gave her 10 weeks to pay in instalments, did not happen. so a month ago we were walking getting the kids, stop in the local shop to get the kids a treat she says to the shop girl "this is my baby" and i reply "you only like me because you mooch stuff from my house". this is true btw, she was always borrowing or taking stuff and never paying me back but that was fine because I thought stupidly she would pay me back. Anyway I work lates on Friday so this is a couple of days later she says that im being thoughtless and that I embarssed her. she is messaging me at 1030pm im back at work at 7. I said that she owes me money and thant im really upset that she has lied and isn't going to pay me back. so she hasn't spoken to me for a month.
today she has accused me of trying to run her child over by coming off my drive, her son was at the end of the street. she screamed this from over the street, I said I was no where near your child and ignored her.
I want my money back now and I want nothing to do with her or her kids or her partner, the partner btw goes out of his way to say hi to my other friend her son and my son and ignores me repeatedly.
I don't know what to do than go to the police at this point.
any advice is appreciated sorry for the long rant.

OP posts:
haveuheard · 25/06/2019 18:50

Do you have anything in writing, even text messages, that say this is a loan not a gift and confirm dates and amounts?

I doubt you will see any of the money back.

LaurieFairyCake · 25/06/2019 18:52

Well she's clearly starting trouble with you so she doesn't have to pay the money back

So you've lost it and even if you had a text message from her and took her to small claims they would literally make her back a £1 a week.

So you're going to have to ignore her and drop the friendship

Geminiwitch22 · 25/06/2019 18:59

Yeah I have the messages and everything haveuheard, and I know that's the reason shes started in at me. im just tired of it now. tonight was the final straw and I feel like an idoit

OP posts:
Malvinaa81 · 25/06/2019 20:13

You were kind, and were taken advantage of.

Stay kind but be a bit more hard-headed with money in future.

19lottie82 · 25/06/2019 20:16

In all honesty I’d just write it off and forget about it. It sounds like you’re not going to get it back.

Take it as a lesson learned..... don’t lend money to anyone you aren’t happy to lose.

user1498854363 · 25/06/2019 20:23

Op you can go to small claims court, it will cost you, and there is no guarantee of winning yr case or getting yr money back. It’s not a police matter. There is no crime. You willingly loaned her the money.

As others have said, lesson learned. Don’t lend others money.

kamelo · 26/06/2019 00:53

This reply has been deleted

Message withdrawn at poster's request.

kamelo · 26/06/2019 00:54

This reply has been deleted

Message withdrawn at poster's request.

ilovesprouts · 27/06/2019 15:22

Dont tell me about owed money my dd and her bff have had over 50k from me only as a borrow but not seem a penny back.😡

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