Finally...

[MummyStruggles]

started my savings pot. I'm very aware that I'm late to this particular party (at the grand old age of 34) but better late than never!

Husband and I have decided to make a decision at the point we get paid every month, as to how much goes into the pot that month, based on his commission, the budget, events for that month etc.

The money is simply being transferred into a savings account via my RBS app. Is this the sensible thing to do or should I be saving elsewhere/ISA etc?

Ideally the savings are just going to be for emergencies, any unexpected time off work, white goods repairs/replacement etc and maybe a holiday/weekends away with the kids if we can.

We're trying to just be a bit more "adult" about money and stop living month by month, I'm just useless with money and desperately want this to change for the better!

Any more advice or tips on saving?

If you're just starting out, then a simple easy access saver is ok as it's easy to get money out in emergencies. Another option could be a current account that offers high interest rates.
Once you've got a basic pot and want to save up for less immediate things, then stocks and shares ISAs, Lifetime ISAs, pensions etc could be good options depending on circumstances.

I would set a minimum amount to save, then increase it depending on the income each month.

Regarding events for a month, do you mean family birthdays or nights out? If nights out then prioritise the savings over eating out or going out for drinks etc until you have something like 3 or 6 months living costs.

It sounds like you need easy access - what % interest are you getting via your bank? There are some accounts available around 1.5% which are easy access. I’m putting extra in premium bonds at the minute which is still easy ish access (within a few days) but also more fun than a saving account and reduces the temptation to withdraw money if it were on my online banking app. Winnings not interest though so not guaranteed and a little less on average, about 1.4%.

Initially having it in an instant access account is fine. You want to build up an emergency fund which you can access in the event anything unexpected happens.

You may want to follow a plan such as www.DaveRamsey.com - it's American but lots of people in other countries do it too. Starter emergency fund, then paying off consumer debt, then making a bigger emergency fund, then investing and paying off mortgage.