Active discussions

Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Talk
Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Original poster

taxation in marriage

10 replies

RullaRilla · 24/06/2019 11:53

Help if somebody could advice me in a situation where I've been stay at home mum until now and just this month started working again. We have got joined taxation until now as a married couple, but I'm just wondering which would be better for me joint or separate taxation(I don't also know for how long we will still be married, things are not good) i would be very grateful for some advice or should I just call HMRC, thanks

OP posts:
Kazzyhoward · 24/06/2019 12:31

What country are you in? In the UK, there's been no joint taxation of married couples since it was scrapped 30 years ago. Since then it's all separate taxation.

Are you meaning the transfer of some of your unused personal allowance? There's no benefit in continuing to do that if your wages are going to be more than the personal allowance each year, currently £12,500. If your earnings are going to be a lot less, then continuing with the transfer of some unused personal allowance will be beneficial but it's your husband who pays less tax - no difference to you personally.

Original poster
RullaRilla · 24/06/2019 13:06

thanks for your response, I'm in Uk and yes I meant also the personal allowance that my husband has received for his taxes, but I don't think he has received it for a while anymore because of earning too much. He is self-employed and says that now I have to give all my salary details to his accountant, which in this situation is not what I'm so willing to do...any advise..

OP posts:
Winebottle · 24/06/2019 20:52

Call HMRC and say you don't want to transfer your allowance anymore.That should mean you pay a bit less tax.

haveuheard · 24/06/2019 22:25

Call HMRC or log in online (you can create a log in now if you have a passport and driving license, takes about 15mins) and cancel marriage allowance. Then you won't need to give your husband's accountant your income.

If he runs his own business, it may just be that they want to nominally make you an employee of the business for tax purposes.

But whatever their intent, if you don't want them to know, don't tell them .

stucknoue · 24/06/2019 22:42

Once you earn £12,500 there's no allowance to transfer. Meanwhile based on the other aspects of your post I would consider getting good advice or other aspects of your living arrangements

Original poster
RullaRilla · 24/06/2019 23:22

Thank you to all of you, I intend to find out about many things, should have done a long time ago, just been so overwhelmed by everything happening in my life at the moment, thanks again

OP posts:
BritInUS1 · 24/06/2019 23:24

I suspect he has had you on the payroll of his business to use up your tax allowance.

There are no joint filings in the UK.

Kazzyhoward · 25/06/2019 10:45

I suspect he has had you on the payroll of his business to use up your tax allowance.

Maybe also as a shareholder so he can "pay" you dividends to reduce his higher rate tax exposure.

Do a search on the Companies House website to see if you're shown as a director and/or a shareholder of the limited company.

sunglasses123 · 25/06/2019 10:48

Looking at your responses I am guessing that you are not happy with your situation and that you are perhaps looking to get out of it.

I would say to any women - please don't give up all your independence and be relying on a man. You turn around years later and find they have all of the control.

AdoraBell · 25/06/2019 10:54

The accountant only needs your details if they are working for you, so it sounds like you are connected to the company.

Check Companies House as suggested and take it from there.

New posts on this thread. Refresh page