Are stakeholder pensions still best?

[GetRid]

...if you're only paying in small amounts?

I have £30k in mine. I pay £95pm and it never seems to increase by much annually, plus the fees seem very high.

Wondering if the £95 could be better spent elsewhere, but I have to admit I find pensions very confusing.

I'm 41 and have a decent work pension which will be my main income hopefully, so this stakeholder is just an extra.

Bump

Why not contact the PAS: www.pensionsadvisoryservice.org.uk/

The drawbacks of stakeholder pensions is that they have limited fund choices and they have been superceded by cheaper products. Compare your stakeholder pension to your workplace pension and look at whether it might make sense (if rules allow) to move it across.