Meet the Other Phone. Protection built in.

Meet the Other Phone.
Protection built in.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

PILs moving house. What happens about care funding?

7 replies

supersop60 · 09/06/2019 18:45

My FIL (85) suffered a stroke 3 years ago and although he's had care at home, plus MIL (82) being main carer. he's getting worse, now has vascular dementia, and MIL can't cope anymore.
They have a plan (initiated by my DP and SIL) that they should sell their current home, with half the equity buy a smaller place solely in MILs name, and the other half will go towards FIL's private care home.
Question - will the local authority take back some of the money of the house sale, to pay for the stay in a care home that he had when he first had his stroke?
Anybody have any experience of this?

OP posts:
GreenTulips · 09/06/2019 18:47

I think there’s a medical care home one a non medical care home - and the fees reflect this - worth looking at?

Sounds like he needs medical care

notabitfit · 09/06/2019 23:49

They can't go back retrospectively as he was living in the house at the time.

I work for Social Services.

notabitfit · 09/06/2019 23:50

Though if he has savings of less that £23250 and MIL is still living in the current house they can't tied her out to sell it for fees, the local authority will pay.

MiniMum97 · 10/06/2019 00:12

If he needs medical care they I've may not have to pay at all. It may be fully or partly NHS funded so make sure you look into that.

They would only look at current circumstances not back.

notabitfit · 10/06/2019 05:47

Yes ask for a CHC assessment.

GETTINGLIKEMYMOTHER · 10/06/2019 09:42

If there would be enough money to pay care home fees, then social services need not be involved, though I know some people seem to think you're obliged to involve them.
We have found care home places for self funded relatives ourselves, with no SS input at all.
If the money ran out, or was likely to, that would be a different matter.

BTW from all I've ever heard, CHC funding is not dished out at all easily.

supersop60 · 10/06/2019 18:26

There's enough money (if they sold the house and downsized)to pay fees for about 5 years. No idea how long he will survive.
When he was in a home previously, his pension was used as part payment. MIL only has a small pension, and was pretty broke.

OP posts:
New posts on this thread. Refresh page