Money saving tips wanted!

[clpsmum]

Need to seriously tighten my belt and wondering if anyone has any money saving tips they could pass on please

Hmmm, depends.

What are you spending money on at present?

If you give us an idea if your spending, we can help a bit more.

But obvious ones are, shopeat Aldi.
Packed lunches.
Take coffee with you.
Don't buy convenience items (eg anti bac wipes, just use spray and a cloth)

Meal plan
Write down for 2 weeks every penny you spend so you can see where it’s going
Pick a bill each week and see what you can do to reduce it eg phone, check around for better deals, next week try insurance.

Eat vege meals at least twice a week

Go through your house and try to sell things you don’t use

Go through the money saving expert list of how to save money. It starts with things like changing utility providers and covers shopping and personal spending.

Have a look at cash envelope budgeting. It's basically sitting down at the beginning of each month and working out what income is coming in, what is going out and then divide the rest between smaller budgets. I also find using cash with this method stops me making impulse buys, especially down the dreaded middle aisle in Lidl! You can do it all electronically though too.

I use a money tin as well for any random pennies and probably twice a year lug it all to the bank in bags. Usually about 140 quid just in pennies and change.
I window shop online and say it's for 'one day' . That's a little sad lol but it helps me. If nothing else I'm ahead of the Christmas lists that way
Ask yourself if you truly need something before you buy it.
Sell on shpock or other selling sites. I don't charge a lot but get a bit of money back and it helps someone else.
Pay off any extra at all on debts/ bills as and when I can to chip away and get ahead. Eventually the extra cash will be mine!