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Single mum; controlling ex financial advice

16 replies

Hurricane434 · 22/05/2019 07:40

Hey guys, first post so hope it’s in the right place. I’m looking for peoples honest thoughts on my situation.

I split from my ex a year ago and I have sole custody of our two children, 6 and 7. He takes them for less than 48 hours every second weekend but otherwise doesn’t call or take any interest. He also lives with his parents and they take more to do with the children when it’s “his weekend” than he does.

The issue is finances. So, we were married for a long time and he has some credit card debt and a loan which is in his name but insists we have to repay together, despite the finances being in his full control while we were shared a home. I didn’t even have a bank account, all my money went into his and he made every financial decision himself. Also, much of the debt was built funding his business, which I am now no part of, and his own expenses, which I was also no part of. He went abroad twice without me and often treat himself to things when I wasn’t allowed that freedom.

Because of these repayments I send him £70 a month, while he also receives my oldest sons DLA (he is autistic and on middle rate of care) which amounts to roughly £200 a month. Of course, he doesn’t send me anything for the children or contribute in any way. He bought £20 school shoes for my oldest and I gave him the money for it. That’s what we are talking about, here. I get told the children need haircuts, but he wouldn’t take them himself unless I paid.

He runs his own small business from home and lives with his parents, but doesn’t have another job or income and berates me any time I talk of the finances. He tells me if I stop sending him money I will destroy his business, he will go bankrupt, it will be my fault. I have had advice from friends (one a law graduate who worked for women’s aid) saying there is no way I should give him a penny, and it is shameful that he doesn’t pay anything for his children. I’m just feeling lost because he very heavily lays on the guilt but at the same time, we have been separated now for a year. A full year where he could have improved his situation. He has spent that year, saying “If you stop the money I will be force to get a job” - knowing his business, he has PLENTY of time to work and still have the business. There is no reason he should not have already looked for employment, but he has never worked a real job. Never.

I wouldn’t be so frustrated, but if I ever ask for help in terms of physically taking the children for an extra day (like during school holidays) I’m spoken to like I’m being selfish. I have no other family who help me with the children and I have health complications. I feel so overwhelmed on my own.

Basically, give it to me straight. Because right now I feel at the end of my patience. I’ve been crying every day for the last two weeks, I feel completely alone and now I’m just getting angry. I want to stop sending him money and have my sons dla actually come to us, not him. I think he’s had plenty of time to find a job and become financially stable that he cant say it’s my fault if I stop sending him money. He believes he shouldn’t have to work because he’s entitled to what I send him, but I strongly disagree.

Am I wrong?

OP posts:
Hurricane434 · 22/05/2019 07:42

Hey guys, first post so hope it’s in the right place. I’m looking for peoples honest thoughts on my situation.

I split from my ex a year ago and I have sole custody of our two children, 6 and 7. He takes them for less than 48 hours every second weekend but otherwise doesn’t call or take any interest. He also lives with his parents and they take more to do with the children when it’s “his weekend” than he does.

The issue is finances. So, we were married for a long time and he has some credit card debt and a loan which is in his name but insists we have to repay together, despite the finances being in his full control while we were shared a home. I didn’t even have a bank account, all my money went into his and he made every financial decision himself. Also, much of the debt was built funding his business, which I am now no part of, and his own expenses, which I was also no part of. He went abroad twice without me and often treat himself to things when I wasn’t allowed that freedom.

Because of these repayments I send him £70 a month, while he also receives my oldest sons DLA (he is autistic and on middle rate of care) which amounts to roughly £200 a month. Of course, he doesn’t send me anything for the children or contribute in any way. He bought £20 school shoes for my oldest and I gave him the money for it. That’s what we are talking about, here. I get told the children need haircuts, but he wouldn’t take them himself unless I paid.

He runs his own small business from home and lives with his parents, but doesn’t have another job or income and berates me any time I talk of the finances. He tells me if I stop sending him money I will destroy his business, he will go bankrupt, it will be my fault. I have had advice from friends (one a law graduate who worked for women’s aid) saying there is no way I should give him a penny, and it is shameful that he doesn’t pay anything for his children. I’m just feeling lost because he very heavily lays on the guilt but at the same time, we have been separated now for a year. A full year where he could have improved his situation. He has spent that year, saying “If you stop the money I will be force to get a job” - knowing his business, he has PLENTY of time to work and still have the business. There is no reason he should not have already looked for employment, but he has never worked a real job. Never.

I wouldn’t be so frustrated, but if I ever ask for help in terms of physically taking the children for an extra day (like during school holidays) I’m spoken to like I’m being selfish. I have no other family who help me with the children and I have health complications. I feel so overwhelmed on my own.

Basically, give it to me straight. Because right now I feel at the end of my patience. I’ve been crying every day for the last two weeks, I feel completely alone and now I’m just getting angry. I want to stop sending him money and have my sons dla actually come to us, not him. I think he’s had plenty of time to find a job and become financially stable that he cant say it’s my fault if I stop sending him money. He believes he shouldn’t have to work because he’s entitled to what I send him, but I strongly disagree.

Am I wrong?

OP posts:
GhostIsAGoodBoi · 22/05/2019 07:42

Claim your sons DLA for yourself. He is committing fraud as DS does not live with him.

Get on the phone to CMS for child support but they can be shit so be prepared to wait.

Stop sending him money, you don’t owe him a goddamn penny.

ivykaty44 · 22/05/2019 07:43

You need to seek a solicitor fast and make an appointment
Your ex is taking the piss
Stop sending your ex money as there is nothing he can do if you stop
Get pip sorted for your ds
Get onto the new csa

Quartz2208 · 22/05/2019 07:46

Yes you need to
Stop sending the money straight away
Get DLA sent straight to you
Get in touch with CMS
Get legal advice for the remaining assets

If he goes bankrupt it will be his fault. Your only priorities are yourself and your children

Evidencebased · 22/05/2019 08:23

You have a financially abusive ex.

He has children, so needs to make his financial contribution towards them, not receive money from you.

He is a complete bastard if he thinks taking your sons DLA for himself is justified.

You have , generously and inexplicably chosen to support his business for a whole year. No reason to keep on doing so.

If it means he'll have to get a job, so what? That's what parents do to support their children.Whether we feel like it or not, we get up and get to work on a Monday morning, simply because it's what we have to do.

You need to see a lawyer, who will be horrified and disbelieving about your situation.

AyeReet · 22/05/2019 08:24

WTAF?

The DLA is for your son! He is basically stealing from a disabled child!

TheClitterati · 22/05/2019 08:27

Agree with other posters. These actions might feel quite radical to you op, but he is majorly exploiting your naive and kind nature. Stop putting him first.

You might also benefit from The Freedom Program as he seems to have done a total number on you.

Fire up your ovaries of steel and start channelling this:

Single mum; controlling ex financial advice
Evidencebased · 22/05/2019 08:32

And the fact that you even need to write a post about this, when part of you can see the rights and wrongs of the situation, makes it sound like he's done a number on you. Got inside your head, made it difficult to stand up to him. Which is a symptom of emotional abuse.
It can feel almost impossibly hard to stand up to someone who behaves like this. Instead of responding to a point you make, they attack.

But you go girl, we'll support you standing up to this cockwomble every step of the way.

He's a father who's choosing to behave like a spoilt teenager, holding his hand out for pocket money he's sure he's entitled to.

You were in a financially abusive relationship, but the laws on your side, and you can stop this now.

notapizzaeater · 22/05/2019 08:45

Stop now. You don't owe him anything. He owes you.

Get in touch with dla and get it moved to you (do you claim carers for him ?)

Get in touch with CMS

Stop paying the loan, if it's in his name it's tough

Get in touch with a SHL and get your finances sorted.

wafflyversatile · 22/05/2019 08:54

If you stop paying him money you will easily be able to pay for ad hoc childcare and can cut your contact with him to the absolute minium. E.g. pick up and drop off of dc. Any other contact from him you can text him 'do not contact me again on this matter. Any further contact on this matter will be considered harassment and legal action will ve taken'

flirtygirl · 22/05/2019 11:31

Op a year ago, you should have contacted the dla office and got the claim updated. Your ex is committing fraud and you are helping him.

Do not send him a penny and claim child maintenance. As he is self employed you may not see a penny as this makes it easier to dodge paying.

But you will be £270 a month better off just with those two things.
Ring dla today op and don't send him another penny.

Babyroobs · 22/05/2019 12:04

The DLA is to help with the extra costs of your son's disability yet he is claiming it when your son is hardly with him ? This is shocking and
fraudulent as pp says.

kittens876 · 22/05/2019 21:55

Stop giving him anything immediately! Ignore all whining. Don’t answer at all unless it has to to with the kids directly. You can Do this xxx

Hurricane434 · 23/05/2019 08:58

Thank you everyone

OP posts:
AnneLovesGilbert · 23/05/2019 09:10

You’re currently paying for the roof over your heads, everything the children need, and supporting your ex’s “business”. Your son is losing his DLA. Your ex is living debt free, NOT supporting the children, not using his time to earn a decent wage, stealing from your son and taking the piss.

Listen to your friend, she knows what she’s talking about! Don’t engage with your ex, you know he’s bloody awful and who gives a shit if his business fails? It sounds like he barely works and still doesn’t value spending time with the DC.

You really need to step up and do the right thing by your children OP which means making sure that every penny that’s rightfully yours is coming into your home to give them the best life possible.

Itsmellslikefr3shgrass · 23/05/2019 10:02

Your disabled son lives with YOU, so you should receive all the benefits

You should receive child maintenance from your ex, contact CSA

You need to make yourself financially secure
Ideally, you should have emergency savings
You should have a private pension

You should NOT be paying anything towards a loan, unless you receive official paper work from a bank

STOP giving your ex money now !

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