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Tax credits moving from single to joint claim. Confused!

5 replies

Willyoujustbequiet · 08/05/2019 14:32

I've been a single mum and sole carer to a disabled child for years. I have a younger child too.

My tax credits are in the region of £800. Ive recently met someone and with an eye on the future thought about what would happen financially if we moved in. His earnings are approx £38000.
I did the government's own calculator which estimates the payment will go up....approx £1200 a month as there is some working tax credit too.

Ive checked it thoroughly but I cant believe im entitled to more money. I also did the turn to us one and im entitled to next to nothing.

Does anyone have any idea if moving to a joint claim on a household income of £38000 would wipe my tax credits out entirely or if the fact that there is a severely disabled child makes a difference? Ive googled and googled with no success. I dont have any income apart from carers allowance

Thanks

OP posts:
NoBaggyPants · 08/05/2019 14:36

You'd need to claim Universal Credit now.

And you wouldn't get WTC on a £38K income even if you could still claim.

TrySinging · 08/05/2019 14:36

If you add your partner to your claim, you'll be moved onto Universal Credit.

NGC2017 · 08/05/2019 21:58

A change like that would trigger a move to UC. Which I understand would be treated as a new claim and you won't be protected through managed migration.
I've no idea about UC however having done some calculations myself alot of claiments are much worse off, mine was a shocking difference considering nothing would be changing other than moving from one system to another

Babyroobs · 08/05/2019 22:35

As others have said it would mean a switch to UC. If between you, you have savings or capital over 16 k you wouldn't be able to claim UC at all. Whether you receive any Uc on a household income of 38k depends on a few things - what rent you pay, level of DLA that your child receives etc. I very much doubt you would get anything unless rent is particularly high.

Purpletigers · 09/05/2019 00:04

If you’ve only recently met I think you’re a bit premature in planning to move in together . If he’s earning 38000 I shouldn’t imagine you’ll be entitled to any benefits .

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