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Financial support, newly single mum-confused

8 replies

Tiredmummaa · 30/04/2019 21:01

Hello,
I have recently split with my partner, I am currently living with him and our baby in a house we have bought. He will be staying in the house as he can afford to run it and I will be moving out with our LO.
At the moment I am only working part time as I am still BFing and LO refuses to take a bottle. Anyway, I am going to need some temporary financial support until I return to full time work. I have been advised to apply for universal credit, however I am slightly confused by the application process, when it questions rent and bills ect.. should I input what I will be paying after moving out on my own?
Any advice on the whole process or if someones been though the same? Thank you
Ps, I have tried to stay until I'm back working full time so not have to go through this but it's making my ex and I dislike each other more and more we can hardly stand to be in the same room and our LO is starting to notice the bickering.

OP posts:
Babyroobs · 01/05/2019 23:31

UC will pay rent element for a while but if you jointly own a house they may expect you to be making moves to sell it. It's not as simle as him staying there while you claim help with rent. I think it's six months maybe. Do you have much equity in the property ?

Babyroobs · 01/05/2019 23:33

Also has he factored in child maintainence and buying you out of your share of the home ?

Ellisandra · 02/05/2019 10:11

Who owns the house?

MammaMia19 · 02/05/2019 11:08

They won't pay rent if you are on the deeds of a property. He will need to buy you out or sell the house.

H0tterthanecpected · 02/05/2019 11:35

You probably need to consult a family solicitor
If you own a property, he needs to buy your half or you both sell & split the proceeds
I would suggest staying in the property until this is sorted
Secondly, if your name is on the mortgage you are still liable
Are you married ?

Everydaypeople · 03/05/2019 21:47

You partner will be liable to pay for supporting your lo

Everydaypeople · 03/05/2019 21:48

No you can’t put in what you expect to pay when you move out, what you ar3 currently paying

kittens876 · 04/05/2019 22:10

A friend of mine had a similar situation. If you part own the house then you can ask for housing benefit to cover your rent, however, it will be in the form of a loan which will need to be paid back when you sell the house. This will need to be done as soon as you can. My friend had to take her ex to court to get him to agree (he paid he out in the end.) It can’t be left for an unlimited amount of time. You need to go to the council or job centre to discuss it with them. I’m not sure Who as not on universal credit. There should be a lone parent team at the job centre, ask for them. They were lovely to me when it happened to me. I got a cup of tea and a box of tissues! All the best xx

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