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Life insurance - medical disclosure

1 reply

Lollipop19 · 05/04/2019 11:59

In the process of applying for life insurance through an IVA.

I have a history of depression, going back years but no episodes in the last two years. All disclosed. I know at some point I've had suicidal thoughts but with no intent to action, but genuinely couldn't remember if I'd discussed with the doctor, it's not on my summary medical record I can access online which I used when checking dates for the application. I also feel embarrassed about it so didn't disclose this (I know, I know!).

Insurance company have requested medical report. I've seen this today and it's in the detailed doctors notes from a few years ago.

I assume I'm going to get declined now, should I just withdraw my application before I get declined? Or contact them to disclose it, or just wait and see?

OP posts:
PetraDelphiki · 05/04/2019 12:03

You won’t get declined it will just up the cost (or there may be exclusions)

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