Benefits and pension

[Mmmmbrekkie]

i receive child tax credits and working tax credits.
I would like to pay a small lump sum (£3k) in to my pension

Will this impact on my benefits at all?
Better to put in my work pension or my private pension?

Huge thanks

You can have savings up to 6k anything over you need to inform tax credits.

Pensions are completely different to savings

And tax credits don't care about savings anyway, it's universal credit which does.
You deduct pension contributions from your declared income, OP, so if you declare the extra pension contribution your TCs etc will most likely go up. Since declaring it benefits you not them, you won't get into trouble if you decide not to tell them about it.

Thank you dusty
Yes tax credits do care about savings. £6k they begin to reduce. £16k they end.
I’m on tax credits.

Do you know if makes any difference if work or private pension?

I get tax credits too- you spooked me so I checked- tax credits really are not affected by savings, bar the interest over 300:
www.google.co.uk/amp/s/www.moneyadviceservice.org.uk/en/articles/how-do-savings-and-lump-sum-pay-outs-affect-benefits/amp

I don't think there is a difference re personal pension vs additional contributions to your employee one. I've only ever been self employed though so wouldn't swear on it!