If I got a 0% money transfer card could I pay off a existing loan? The loan is at 7% . I now have a sudden large-ish unexpected bill £500+. So what I'm asking is, if I got a money transfer card could i add 500 onto the loan amount, pay the loan off and then pay for the separate bill? Or am I better just getting a separate credit card. I'm scared to death of getting this wrong. I just need some advice!!