Best place to put my savings (with easy access)

[Clutterfreeintraining]

At the moment, I keep my savings in a second current account. I want to use this account for something else so was thinking about where else to keep my savings. I have a LISA which I add £4,000 pa to but the rest of my savings I need easy access to - it's my rainy day fund/house deposit (whichever happens first!!).

Is it best to have a savings account through one of the two banks I already use? Or maybe premium bonds? Not sure how quick/easy it is to cash them in.

Depends on whether you want interest in the money, PB dont pay interest but obviously you may win - it’s a gamble

There are some easy access savings account

Tbh llyods have a club current account that pays better interest rate than most easy access savings accounts and as long as you put in £1500 each month it’s free

So I set up this account and just put in £1500 each month and the next day it went back out again. But I think the rate is 1.5% now up to £5000

It’s easy access and you get 6 free cinema tickets per year - which is worth £50

Goldman Sachs have an instant savings account "Marcus" the return is the best on the market.

It's excellent

I'm looking at this at the moment, OP. ICICI Bank have an instant access savings account at 1.5% interest but you have to apply fast, by 14th Feb I think. Anyway it closes soon.

It's hard to find decent interest at the moment, sadly, but at least it's something. Premium Bonds are worth a flutter but they watered down the prizes and your chances of winning anything big are now pretty infinitesimal (though I get the odd £25 ).

Thanks for the replies.
I've moved some money into PBs and have applied for a savings account with one of the banks I have a current account with (thought it would be easier to move money back and for if necessary).