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If you are on £38,000 a year, how much do you take home after Tax, NI and Pension deductions please - Local Authority worker.

23 replies

Lightsabre · 15/01/2019 15:04

I'm just trying to decide whether to take a big step up in my career. I'm currently on £30K but this will be dropping to 28K soon as some extra responsibility will be finishing. I love my job as it's fairly stress free and a bit flexible in that I can always leave at 4pm. I take home £2K a month. I can work my way fairly swiftly up the ladder in a different career for which I have a professional qualification but it is a far more stressful role and I am rusty. Ds is now 14 so able to let himself in at home and be left alone for a bit.

I'm trying to find out whether the difference in pay will be worth it. I won't be able to go back to my old job if I leave it.

OP posts:
gallicgirl · 15/01/2019 15:14

If you take about 1/3 off the gross, it should be roughly right for deductions of tax, NI and pension.

peefear · 15/01/2019 15:17

I find the salary calculator website really handy

Lightsabre · 15/01/2019 15:23

Thank you. The salary calculator doesn't include pension deductions and I'm not sure what these would be ie; it might be at a higher rate than I'm on now. Using one third off gross it's coming out at a take home of £2,111 which wouldn't be worth all of the extra stress and less flexibility. I'm surprised that a salary of 8K more only equates to this amount of extra pay (or am I doing something wrong?).

OP posts:
Sleepyquest · 15/01/2019 15:26

I think you must be doing something wrong! I would have thought you'd have at least £300 extra each month. Is the calculator incorrectly adding on student loans?

Youcandothis365 · 15/01/2019 15:29

If you go on listentotaxman.com/ you can work it out with your pension contributions.

DrMadelineMaxwell · 15/01/2019 15:34

I'm a teacher on nearly 39k once my tlr is added on. I bring home 2200. That does inc my teacher pension though.

NicoAndTheNiners · 15/01/2019 15:54

£2300 after tax but I've had teachers pension deducted from my pre tax wage.

LemonBreeland · 15/01/2019 15:57

The online salary calculator does allow you to add in pension contributions in a percentage form.

LemonBreeland · 15/01/2019 15:58

It will also let you compare two salaries side by side. I would have thought you would get around £500 per month more.

SweetheartNeckline · 15/01/2019 15:59

DH is on £36k and brings home around £2050 after pension (£120) and ShareSave (£110). ShareSave is obviously totally optional.

JustKeepSwimmingJustKeepSwimmi · 15/01/2019 16:00

Oooh curious what do you do? wanting to change career

CocoCharlie83 · 15/01/2019 16:05

You'd be looking at £2410 after tax but without any pension deductions

peefear · 15/01/2019 16:15

The salary calculator has a section for pensions in it too - you can just enter the percentage

WheelyCoteClaus · 15/01/2019 16:19

Type in

Taxman

Into Google. The website is pretty good with working out tax

Lightsabre · 15/01/2019 20:04

Thank you all - quite shocked st how little difference it would make. Thinking it might be better to stay where I am for the less stress and flexibility and just take on some weekend work which I can then leave or not if it gets too much.

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androbbob · 15/01/2019 20:13

Local authority here and pension deductions are 6.8% We have compulsory shut down between Christmas and new year of 4 days which is deducted from salary on a monthly basis.

Will your holiday entitlement be the same as week, as extra leave is worth a couple of grand

tomhazard · 16/01/2019 13:47

I earn exactly £37000. I take him 2100 after a pension contribution of 7% and a student loan repayment.

Lightsabre · 16/01/2019 15:34

Think my pension contribution would be 6.8%. No student loan.

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MessySurfaces · 16/01/2019 21:11

The pension would be a fairly good one though- that's worth including in your thinking...

gallicgirl · 17/01/2019 20:45

Don't forget the employer contribution to a local government pension is pretty good.

Ginger153 · 17/01/2019 20:52

Have a look at Listentotaxman online. You can add benefits, pension etc there and I've always found it accurate.

namechangedtoday15 · 17/01/2019 20:57

£2292 after a 6.7% pension contribution, tax & NI (according to the salary calculator website)

Lightsabre · 17/01/2019 22:14

Thank you all and to Namechangedtoday. £300 extra might just be about worth it (wish it was £500 though!).

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