Hi
I currently owe £6k on a DMP that has been running for almost 5 years.
I want to remortgage but the DMP is obviously causing a few issues with credit score. I am in a position to pay £4400 to all creditors as full and final settlement to which they have all agreed
My question is whether there is much impact on my credit score when showing as partially settled as opposed to being on a DMP.
I'm hoping partially settled will actually repair a bit of my very low score, or will it make no difference at all? Am I better to just stick with the DMP if it makes no difference?
Thank you